:root{ --mfa-blue:#121a5a; --mfa-blue-2:#0d1547; --mfa-white:#ffffff; }
.header{background:var(--mfa-blue);color:var(--mfa-white);padding:14px 20px;position:sticky;top:0;z-index:1000}
.header .wrap{max-width:1200px;margin:0 auto;display:flex;align-items:center;gap:18px}
.header .brand{display:flex;align-items:center;gap:14px}
.header img.logo{height:42px;display:block}
.header .title{font-weight:700;line-height:1.2}
.header .title .kicker{opacity:.85;font-size:12px;text-transform:uppercase;letter-spacing:.05em}
.header .title .name{font-size:16px}
.header .nav{margin-left:auto;display:flex;gap:18px;align-items:center}
.header .nav a{padding:8px 10px;border-radius:8px;color:#fff;text-decoration:none}
.header .nav a:hover{background:rgba(255,255,255,.12)}
.footer{background:var(--mfa-blue-2);color:var(--mfa-white);padding:48px 20px 20px;border-top-left-radius:28px;border-top-right-radius:28px;margin-top:40px}
.footer .wrap{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.footer h4{margin:0 0 12px 0;font-size:16px}
.footer ul{list-style:none;margin:0;padding:0}
.footer li{margin:6px 0}
.footer .brandline{grid-column:1/-1;display:flex;justify-content:space-between;align-items:center;border-top:1px solid rgba(255,255,255,.15);margin-top:24px;padding-top:16px;font-size:13px;opacity:.9}
.footer .addr{white-space:pre-line}
@media (max-width:900px){ .footer .wrap{grid-template-columns:1fr} }

/* Header & Footer Link Colors */
.header a,
.footer a {
  color: #ffffff;
  text-decoration: none;
}

.header a:hover,
.footer a:hover {
  color: #99c2ff; /* soft blue hover */
  text-decoration: underline;
}

/* Remove purple visited color */
.header a:visited,
.footer a:visited {
  color: #ffffff;
}